Ḥeshbon · חשבון · an accounting
What does a Jewish life cost?
What a Jewish life costs, one bill at a time: tuition, rent, groceries, camp, salaries, keeping a building open. Every number shows where it came from.
The Atlas: where Jews lived, who taught whom, where they pray
What does it cost to set a Shabbos table every week, and to fill it with guests?
The City of Jewish Giving
Three to start with. All 69 pieces
Your Town in the City of Giving
What does Jewish giving build where you live?
Every Jewish organization in America, twenty thousand of them, drawn as buildings in one city. Enter a ZIP code and the map narrows to the few miles around you. It lights the places you are likely to use and draws eleven years of federation grants between them.
- The city 20,370 Jewish organizations on the IRS rolls, one to a building
- Communities 380 American places with three or more synagogues
- The middle one 11 organizations in the middle community, where the average is 44
- On the books 2 of 11 of those eleven that file anything public
- Brooklyn 4,769 in one place, close to a quarter of the country
- The grant book 2,335 tax returns read, from 265 federations and foundations, 2014 to 2024
Where are you?
The Aliyah Ledger
What moving to Israel costs
Moving to Israel changes every line of the household budget at once: rent, groceries, health care, salary, taxes, school, a car, the children, retirement.
- Housing 2.33× the American house against the same family’s Israeli flat
- Groceries $215.72 a week of groceries for six, against $299.73 in Teaneck
- Health care $5,549 a year of health cover, against $26,993 in America
- Salary ₪10,586 the median monthly wage, against the ₪15,098 in the guides
- Tax $48k where a single earner stops keeping more in Israel
- Children 3.8× what New York pays for the same six children
Tools you can use
Everything, by season
Higher education 6 pieces
Where Jewish students go after high school, what it costs, and who pays for the schools. Open the bracket
- Campus Bracket: the selection show for Jewish students Tool
- How much will university cost? Essay
- How can these ultra-Orthodox yeshivas exist? Essay 11 min read
- What does a gap year in Israel cost? Essay 15 min read
- Does an Israeli degree really cost a fraction of an American one? Tool
- Best Graduate School Cities for Observant Families Tool
Aliyah 18 pieces
What a move to Israel does to every line of a household budget. Open the ledger
- The Aliyah Ledger: seventeen essays, one street Series
- How much apartment does the same money buy in Israel? Essay 8 min read
- What this apartment actually costs you, before and after you make aliyah Essay 8 min read
- Why does the same car cost twice as much in Israel? Essay 8 min read
- Which bills go up when you move to Israel, and which go down? Essay 9 min read
- What does one week of groceries cost in Beit Shemesh, and in Teaneck? Essay 7 min read
- Move to Israel, and what share of your money goes to food? Essay 7 min read
- In a country where everything is kosher, who pays for it? Essay 7 min read
- Is Israel expensive because of geography, or because of policy? Essay 8 min read
- What does a family pay for health care, before and after aliyah? Essay 8 min read
- Six children, two systems. Which country actually pays for them? Essay 9 min read
- What would you actually earn in Israel, and how would that compare to now? Essay 8 min read
- At what salary does moving to Israel start costing you in tax? Essay 9 min read
- If you move to Israel, what happens to your money? Essay 8 min read
- How much cash will your family need to survive the first year in Israel? Essay 7 min read
- If you make aliyah at sixty-five, what does Israel owe you when you retire? Essay 8 min read
- You have a degree. What would it be worth in Israel? Essay 9 min read
- What will school cost you in Israel? Essay 9 min read
Giving and institutions 14 pieces
Where communal money comes from, and what it costs to keep the buildings open. Open the ledger
- The Giving Ledger: your own town, then ten stories Series
- What does Jewish giving build where you live? Tool
- Where does your federation's money come from, and where does it go? Tool
- The City of Jewish Giving Essay
- How much more charity do Jews give? Research brief 8 min read
- Does planting a kollel make a community grow? Research brief 9 min read
- Does a kollel ever pay for itself? Research brief 7 min read
- How many hands does a charitable dollar pass through before it feeds anyone? Research brief 10 min read
- Where do fifty of America’s biggest Jewish givers send their money? Essay 9 min read
- What happens to federation money after the grant arrives? Research brief 8 min read
- When a federation raises less, where does the money go? Research brief 10 min read
- Should an Israel check go to the federation, or straight to the cause? Research brief 7 min read
- What does it cost to keep a Jewish building secure? Research brief 9 min read
- Which Jewish communities prioritize their day schools? Essay 8 min read
Communal affordability 18 pieces
What a year of Orthodox family life costs, community by community. Open the ledger
- The Household Ledger: ten essays, one house Series
- If a community is cheaper, does it pay you less? Research brief 8 min read
- Is the frum world sorting by politics? Research brief 8 min read
- What does a year of Orthodox family life actually cost? Research brief 7 min read
- Two hundred and sixty-nine communities, one map of what each one costs. Tool
- Four communities, fourteen measures, side by side. Tool
- Weight what matters, and the ranking changes. Tool
- How much of the kosher premium is actually about being kosher? Research brief 8 min read
- What does it cost to set a Shabbos table every week, and to fill it with guests? Research brief 6 min read
- Does the city tell you whether the neighborhood is safe? Research brief 9 min read
- What does walking distance to a shul cost? Research brief 7 min read
- When the tuition bill ends, where is the best place to grow old? Research brief 7 min read
- Where can a divorced Orthodox couple both afford to stay? Research brief 7 min read
- In a large Orthodox family, which child is the expensive one? Research brief 8 min read
- Thirty-five years of choices, each one priced and compounded. Tool
- Why does one Jewish sleepaway camp cost twice as much as another? Essay 11 min read
- Why does Jewish day camp cost twice as much as the camp down the road? Essay 12 min read
- A hundred and six overnight camps, each priced by the day. Tool
School finance 13 pieces
Who pays for a Jewish day school, and which ones are in trouble. Open the ledger
- The Day School Ledger: eleven stories, one building Series
- Which Jewish day schools are actually in financial trouble? Research brief 3 min read
- How much of a posted tuition dollar actually arrives? Research brief 7 min read
- How do Orthodox schools run the most expensive kind of school day for a third less money? Research brief 8 min read
- Jewish day schools teach two curricula. Who pays for the second one? Research brief 5 min read
- Growth stops saving most schools money at about 150 students. Does it stop saving these? Research brief 6 min read
- Day school tuition rises about 4% a year. Does it track inflation? Essay 3 min read
- Five schools hold nearly 40% of the endowment. Does that buy their families more aid? Essay 6 min read
- Ten schools hold more than half the endowment. Does the aid follow the money? Essay 3 min read
- Revenue at these schools grew about 8% a year. Did executive pay follow? Essay 3 min read
- Boards benchmark head-of-school pay against tuition. Does tuition predict the pay? Essay 3 min read
- Build your own school. What will your choices cost? Tool
- School Financial Health Report Card Tool
Every number here links back to where it came from: a tax filing, a survey, a price someone checked, or an assumption written out so you can argue with it. Sources · FAQ · About